Finance Transport Vehicles, Workshops and Machinery 
To finance through lease, hire purchase, hypothecation of transport vehicles required or used by a person, firm and companies particularly by Kerala State Road Transport Corporation (KSRTC) and for building up commercially viable infrastructure facilities of KSRTC like setting up spare part shops, diesel pumps, bus stations and commercial complexes and also other transport vehicles used in air, road or water like aircrafts, lorries, boats and ships.

Financial Arrangements for Acquisition of Transport Vehicles and Machinery
To undertake financial arrangements for the purpose of acquisition or leasing or hiring or hypothecation of buses, lorries, tractors, aircrafts, ships, machinery equipments and buildings required for operations, maintenance and repairs of the transport undertakings as well as units involved in the manufacture, processing or storage of the spare parts connected with these units.

Assist Transport Undertakings to get loans 
To assist transport undertakings situated within the State of Kerala with long, medium or short term loans or subscribe to their share capital, equity or preference debentures or assist in other ways within the restrictions imposed by Reserve Bank of India from time to time.

(B) Incidental and  Auxillary objects

Raise funds, issue Debentures and Bonds
To raise or borrow funds by issue of debentures, stock bonds or other securities in such manner as the company may think fit, either unsecured or secured on the company's property and assets, both present and future, including its uncalled capital and to redeem or to pay off any such securities, subject to the approval or sanction of the Reserve Bank of India or the Central or State Government

Receive Deposits
To accept or receive money or deposits from the public, the repayment of which is fully guaranteed by the Government of Kerala.

(C) Other Objects

To carry on the business of Personal Housing Loan Finance Schemes as well as personal Loan Schemes