KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION  LTD

A Government of Kerala Undertaking

( A Non Banking Financial Company Registered Under the Reserve Bank of India )

 

  

   NEW PERSONAL & TWO WHEELER LOAN SCHEMES FOR GOVERNMENT EMPLOYEES


    Personal Loan Scheme

 

Loan up to - Rs.3 lakhs

Loan period  - minimum of 24 months and maximum of 48 months

Interest rate – 15.75% fixed and diminishing for loans up to Rs.1 lakh and 16% fixed and diminishing for Rs. 1,00,001 to Rs. 3 lakhs.

0.25% interest rebate for prompt repayers

No pre-closure penalties

Bulk payment option with interest waiver  facility

Loan is given to employees of State/ Central Government, Quasi Government, Public Sector Undertakings, Local Bodies, Autonomous Bodies, Public Sector Banks etc.

                                                                                                Download Forms

     Two Wheeler Loan Scheme     

     

Loan up to 95% of the invoice amount, including road tax and insurance amount

Maximum loan payable- Rs. 1 lakh

Loan period - minimum of 24 months and maximum of 60 months

Interest rate – 15.5% fixed and diminishing

0.25% interest rebate for prompt repayers

Insurance cover at low premium under the agreement KTDFC has with Oriental Insurance Company Ltd./National Insurance Company Ltd./ State Insurance Department

No pre-closure penalties

Bulk payment option with interest waiver facility

Loan is given to employees of State/ Central Government, Quasi Government, Public Sector Undertakings, Local Bodies, Autonomous Bodies, Public Sector Banks etc.

                                                                                                                               Download Forms

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ATTRACTIVE LOAN SCHEMES

CategoryPeriodRate of Interest
Personal House Loans -
Aiswarya Griha Housing Finance Scheme
1 – 5 Yrs 14.50%
6 – 10 Yrs 14.75%
11 – 15 Yrs 15.00%
16 – 20 Yrs 15.25 %

 

 
CategorySchemePeriodRate Of Interest
Vehicle
Loan Scheme
Two Wheeler 5 Years 14.75%
Three Wheeler 5 Years 14.75%
Four Wheeler 5 Years 14.75%
Used Vehicle 5 Years 15.25%
Institutional Vehicles 5 Years 15.25%
MLA Car Loans 5 Years 14.50%